3% cash back in the category of your choice
2% cash back at grocery stores and wholesale clubs
1% unlimited cash back on all other purchases
No annual fee
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Discover the versatility of the Bank of America Customized Cash Rewards Credit Card, designed to offer you financial flexibility right here in the United States.
This card stands out by letting you choose a 3% cash back category, whether it's for gas, online shopping, or dining, fitting neatly into your lifestyle.
Unleash the power to earn rewards effortlessly while managing your expenses with confidence.
Let your spending work smarter for you with tailored benefits that adapt to your unique needs, ensuring every purchase counts.
One of the significant cost-saving aspects of the Bank of America Customized Cash Rewards Credit Card is the 3% cash back in the category of your choice.
This flexible feature allows cardholders to maximize their savings on expenses that matter most to them personally.
For instance, if you choose to receive 3% back in dining, every meal out becomes more budget-friendly.
Alternatively, selecting travel can reduce costs on flights, hotels, and more, truly stretching your dollars farther.
You can even change your chosen category up to once each month via the Bank of America app or online, enabling you to tailor the rewards to your changing spending needs and patterns.
Another attractive feature of this credit card is the 2% cash back earned at grocery stores and wholesale clubs, translating into direct savings on everyday necessities.
With this benefit, making your weekly shopping trips becomes a way to steadily save money over time.
Consider how much you spend on groceries each month; at 2% cash back, those savings accumulate quickly and can be used toward future purchases.
Wholesale clubs, known for offering products in bulk at discounted prices, are already money savers, and the additional cash back makes these venues even more economical.
This consistent rebate helps you manage living expenses with greater ease, leaving more room in your budget for other priorities or savings goals.
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One of the key cost-saving benefits of the Bank of America Customized Cash Rewards Credit Card is earning 1% unlimited cash back on all other purchases.
This means that whenever you use this credit card for purchases not categorized with higher cash back rates, you still benefit from getting money back on every dollar spent.
For instance, if you spend $1,000 a month on non-bonus purchases, you'll get $10 back just by using this card.
Over the course of a year, that amounts to $120 in cash back for everyday spending that you would do anyway.
Think of this as a continuous discount on all your transactions, leading to significant savings over time with no effort needed beyond using the card.
A significant advantage of the Bank of America Customized Cash Rewards Credit Card is that it comes with no annual fee.
This directly saves you money compared to cards that charge a yearly fee just to keep them active.
For example, if a competing card charges a $95 annual fee, you immediately save that amount by choosing a card without such charges.
With no annual fee, every dollar of cash back you earn is actual savings instead of being offset by the cost of maintaining the card.
This fee-free aspect allows you to enjoy the rewards and benefits without worrying about additional yearly expenses.
